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Whole life insurance policy policies are non-correlated assets - Policy loans. This is why they function so well as the financial foundation of Infinite Banking. Despite what happens in the market (stock, property, or otherwise), your insurance coverage retains its well worth. As well many individuals are missing out on this essential volatility barrier that helps shield and grow wide range, rather splitting their cash into 2 buckets: savings account and investments.
Market-based financial investments expand wealth much quicker however are revealed to market variations, making them inherently high-risk. Suppose there were a 3rd pail that supplied security yet also moderate, guaranteed returns? Entire life insurance is that 3rd bucket. Despite how varied you assume your portfolio might be, at the end of the day, a market-based investment is a market-based financial investment.
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